![Kelvin McNeil](/img/default-banner.jpg)
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Kelvin McNeil
United States
Приєднався 2 лис 2020
This channel is all about spreading the wealth of knowledge to help everyday people bridge the poverty gap in America and improve your mindset to overcome any obstacle. Each-one-teach-one! The true wealth in today's society is financial education.. with it your earning potential is infinite; without it.. no matter how much money you come across, you'll always be poor. It’s a mind game.
I'm here to dismantle all financial obstacles in your way. Aiming to instead, teach you how to become Self Paid in The Shade! while maintaining mentally fit.
If you're interested in Financial Wellness, including credit, business credit, budgeting, etc. | Mindset Therapy, emotional intelligence, entrepreneurship etc. | and Real Estate please subscribe! This channel will post new content weekly!
NEXA Mortgage LLC is an Equal Housing Lender • Company State License# AZMB - 0944059 | NMLS# 1660690 • Kelvin McNeil, licensed Mortgage Loan Originator • NMLS# 2018085
I'm here to dismantle all financial obstacles in your way. Aiming to instead, teach you how to become Self Paid in The Shade! while maintaining mentally fit.
If you're interested in Financial Wellness, including credit, business credit, budgeting, etc. | Mindset Therapy, emotional intelligence, entrepreneurship etc. | and Real Estate please subscribe! This channel will post new content weekly!
NEXA Mortgage LLC is an Equal Housing Lender • Company State License# AZMB - 0944059 | NMLS# 1660690 • Kelvin McNeil, licensed Mortgage Loan Originator • NMLS# 2018085
Conventional Loan Down Payment Assistance: Revealed!
Can you get down payment assistance with a conventional loan? How to buy a house with no money down without needing to be a first-time home buyer. In this video I'll provide details about the 0% Conventional down payment assistance program which lets you purchase a home with no money down using a conventional loan!
🏠 Looking to purchase or refinance a home? Get Pre-approved for the best mortgage programs in the country while being advised by Kelvin McNeil, Licensed Mortgage Loan Originator NMLS# 2018085
www.ApplyWithKelvin.com
Mortgage Consultation
calendly.com/kmcneil10/mortgage-consultation
Mortgage Meet-up
calendly.com/kmcneil10/mortgage-meet-up
Request a quote
applywithkelvin.com/quote/
Apply now
app.mloflo.com/sl/:nr_FlDLrC
Loan options
applywithkelvin.com/loan-options/
Mortgage Calculators
applywithkelvin.com/mortgage-calculator/
About me/Loan process
applywithkelvin.com/kelvin-mcneil/
😎 Connect with me on Instagram @kelz_mac & TikTok @selfpaidintheshade for exclusive offers & behind the scenes (check IG stories) at kelz_mac
🚀 FICO Credit Score monitoring | Tired of inaccurate credit scores on Credit Karma? Sign up for MyScoreIQ & get access to all of your real FICO scores monthly. Including every scoring model (Only $1 to start):
tinyurl.com/IndustryScores
📆 Credit Repair | Need help improving your credit? Don’t let bad credit hold you back any longer. Schedule your FREE credit consultation today with GreenScale Credit:
calendly.com/greenscalecredit/credit-consultation
#DownPaymentAssistance #ConventionalLoan #MortgageTips
first time home buyer, first time homebuyer, buying a house, first time home buyer tips, first time home buyer loans, conventional loan, down payment assistance programs, zero money down mortgage, no money down mortgage, 0% conventional, 0 down conventional, UWM, united wholesale mortgage, mortgage broker, wholesale mortgage, best down payment assistance programs, conventional DPA
🏠 Looking to purchase or refinance a home? Get Pre-approved for the best mortgage programs in the country while being advised by Kelvin McNeil, Licensed Mortgage Loan Originator NMLS# 2018085
www.ApplyWithKelvin.com
Mortgage Consultation
calendly.com/kmcneil10/mortgage-consultation
Mortgage Meet-up
calendly.com/kmcneil10/mortgage-meet-up
Request a quote
applywithkelvin.com/quote/
Apply now
app.mloflo.com/sl/:nr_FlDLrC
Loan options
applywithkelvin.com/loan-options/
Mortgage Calculators
applywithkelvin.com/mortgage-calculator/
About me/Loan process
applywithkelvin.com/kelvin-mcneil/
😎 Connect with me on Instagram @kelz_mac & TikTok @selfpaidintheshade for exclusive offers & behind the scenes (check IG stories) at kelz_mac
🚀 FICO Credit Score monitoring | Tired of inaccurate credit scores on Credit Karma? Sign up for MyScoreIQ & get access to all of your real FICO scores monthly. Including every scoring model (Only $1 to start):
tinyurl.com/IndustryScores
📆 Credit Repair | Need help improving your credit? Don’t let bad credit hold you back any longer. Schedule your FREE credit consultation today with GreenScale Credit:
calendly.com/greenscalecredit/credit-consultation
#DownPaymentAssistance #ConventionalLoan #MortgageTips
first time home buyer, first time homebuyer, buying a house, first time home buyer tips, first time home buyer loans, conventional loan, down payment assistance programs, zero money down mortgage, no money down mortgage, 0% conventional, 0 down conventional, UWM, united wholesale mortgage, mortgage broker, wholesale mortgage, best down payment assistance programs, conventional DPA
Переглядів: 2 129
Відео
How To Buy a House With Bad Credit in 2024
Переглядів 4,7 тис.Місяць тому
Is it possible to be pre-approved for a mortgage with bad credit? You'd be surprised what's possible. Did you know 55% of mortgage applications are denied? Of those denied applications, 53% of them were denied due to poor credit scores. The good news is, there is a way to buy a house with bad credit which is what's discussed in this video. How to purchase real estate with bad credit | How to bu...
10 Ways To Build Business Credit Fast Now | Part II
Переглядів 2,1 тис.Місяць тому
There’s currently 10 different ways you build business credit pretty fast. If you wanna learn more about how each of these methods work… you’ll definitely want to watch this entire video so stay tuned. Business credit & business funding is vital for the survival of any business including business pay by corporate charge cards, unsecured business credit cards, business certificate of deposit, bu...
10 Ways To Build Business Credit Fast Now | Part I
Переглядів 2,8 тис.2 місяці тому
There’s currently 10 different ways you build business credit pretty fast. If you wanna learn more about how each of these methods work… you’ll definitely want to watch this entire video so stay tuned. Business credit & business funding is vital for the survival of any business including business pay by invoice/net 30 vendor accounts, credit monitoring, on-demand payment reporting, secured busi...
The Surprising Truth About Business Credit w/ Ty Crandall
Переглядів 1,8 тис.2 місяці тому
Over the past few years Business Credit has become a popular topic among new and experienced entrepreneurs. However, learning how to build business credit is only half the battle. Knowing how to property use business credit is just as important. We've all heard what the stats say about new businesses and how most fail within the few year or two so lets discuss the reality of how business credit...
This One Little Hack Will Give You Good Credit For Life!
Переглядів 5 тис.2 місяці тому
So you want a 850 credit score? You want the lowest interest rates? You want all the perks of having good credit? Make this quick mindset adjustment and you'll not only have good credit but you'll fix your bad credit habits permanently. Having bad credit is caused 95% of the time by bad spending habits and simply not paying your bills on time. If you were to take my advice in this video, you wo...
Build Business Credit & Get Real Estate Funding
Переглядів 1,3 тис.2 місяці тому
You asked for it and well.. it's happening. Get ready for The Most Comprehensive Business Credit & Real Estate Funding Community Ever‼️ At a RIDICULOUSLY low price for a limited time only. If you're ready to break generational curses and build wealth click the link below to join the waitlist and get a free downloadable gift. 🎁➡️ go.greenscaleacademy.com/opt-in Best Credit Course | Best Real Est...
Home Buyer Programs Even Your Realtor Doesn't Know About
Переглядів 5 тис.4 місяці тому
Lets discuss some of the least known but most commonly used mortgage loan programs for first time home buyers, non first time home buyers, and real estate investors alike. Here are the Top 10 Special Mortgage Programs including Non-QM products you MUST know about before purchasing real estate. Wrote too much off on your taxes? Recently changed jobs/careers? Need down payment assistance!? WATCH ...
Revealing the Truth About Mortgage Loan Options
Переглядів 8114 місяці тому
Lets discuss the truth about the most popular and commonly used mortgage loan programs: FHA loans, Conventional loans, VA loans, and USDA loans Are FHA loans worth it? What are the pros and cons of a USDA loan? Do Conventional loans require mortgage insurance? All of these questions will be answered and more. 🏠 Looking to purchase or refinance a home? Get Pre-Qualified for the best mortgage pro...
Top Secrets of Mastering EXPERIAN Business Credit
Переглядів 7 тис.5 місяців тому
In this video I'm going to show you how to read your Experian business credit report, understand the ins and outs of your Experian Intelliscore and how to track your Experian business credit scores and reports live, 24/7/365. 🎓Join GreenScale Academy: The Most Comprehensive Business Credit & Real Estate Funding Community Ever‼️ If you're ready to break generational curses and build wealth click...
Update! Tracking Business Credit Scores has changed in 2024
Переглядів 3,1 тис.5 місяців тому
Checking business credit scores shouldn't be complicated BUT it is... there have been some major changes in how business owners can access their business credit scores. In this video I'll cover those updates to ensure you know the best ways to track and monitor your business credit scores. 🎓Join GreenScale Academy: The Most Comprehensive Business Credit & Real Estate Funding Community Ever‼️ If...
Preparing to buy a home? Ditch those FAKE credit scores.
Переглядів 1,1 тис.6 місяців тому
The Truth About Credit Scores & Home Loans: What Lenders Don't Tell You Are you aiming for a home loan but find your credit score stumbling blocks? Kelvin here, bringing clarity to the maze of credit scores and home loans. In this must-watch video, I unveil the misleading gap between popular credit monitoring apps and the real scores lenders evaluate. Discover why VantageScores might be holding...
This SECRET HELOC is Available in ALL 50 STATES!
Переглядів 1,2 тис.6 місяців тому
This SECRET HELOC is Available in ALL 50 STATES!
When A HELOC Is Better Than A Cash Out Refi
Переглядів 1,6 тис.6 місяців тому
When A HELOC Is Better Than A Cash Out Refi
How to Build Business Credit in 2024 | Net 30 | Easy Approval Vendors
Переглядів 50 тис.7 місяців тому
How to Build Business Credit in 2024 | Net 30 | Easy Approval Vendors
Navigating The Home Buying Process with a Mortgage Broker
Переглядів 1,6 тис.8 місяців тому
Navigating The Home Buying Process with a Mortgage Broker
2024 Business Funding and Loan programs | RokFinancial x GSC Funding
Переглядів 2,2 тис.8 місяців тому
2024 Business Funding and Loan programs | RokFinancial x GSC Funding
Learn how to Qualify for Business Credit & Raise Capital - Capital Freedom Webinar
Переглядів 2,1 тис.8 місяців тому
Learn how to Qualify for Business Credit & Raise Capital - Capital Freedom Webinar
What they aren't telling you about Dun & Bradstreet - Livestream Clips
Переглядів 1,4 тис.8 місяців тому
What they aren't telling you about Dun & Bradstreet - Livestream Clips
Why You Keep Getting Denied Business Funding
Переглядів 2 тис.9 місяців тому
Why You Keep Getting Denied Business Funding
Save Money on Taxes while Building Business Credit using ADP's Payroll System
Переглядів 2 тис.9 місяців тому
Save Money on Taxes while Building Business Credit using ADP's Payroll System
Business owners, Its time to check yourself.
Переглядів 6479 місяців тому
Business owners, Its time to check yourself.
Ancient Teaching Steps at Temple Mount in Jerusalem, Israel #ComeWithMe
Переглядів 42010 місяців тому
Ancient Teaching Steps at Temple Mount in Jerusalem, Israel #ComeWithMe
Explore The Western Wall Tunnels in Jerusalem, Israel: POV Walking Tour
Переглядів 1,2 тис.10 місяців тому
Explore The Western Wall Tunnels in Jerusalem, Israel: POV Walking Tour
Explore Ancient Streets: Jerusalem, Old City Market, POV Walking Tour #ComeWithMe
Переглядів 89210 місяців тому
Explore Ancient Streets: Jerusalem, Old City Market, POV Walking Tour #ComeWithMe
How to get fast business financing | Access to cash in real-time w/ Revenued FlexLine
Переглядів 1,3 тис.10 місяців тому
How to get fast business financing | Access to cash in real-time w/ Revenued FlexLine
Pigeon: Loaning money to family & friends
Переглядів 1,8 тис.10 місяців тому
Pigeon: Loaning money to family & friends
Build business credit 2 ways with the brand new Nav Prime Card!
Переглядів 19 тис.10 місяців тому
Build business credit 2 ways with the brand new Nav Prime Card!
Rocket Visa Signature Card: Unlocking Homeownership Dreams
Переглядів 7 тис.Рік тому
Rocket Visa Signature Card: Unlocking Homeownership Dreams
Stop Wondering! Boost Your Credit Scores with KOVO eCourses!
Переглядів 3,3 тис.Рік тому
Stop Wondering! Boost Your Credit Scores with KOVO eCourses!
Hi does the home depot commercial account regmquire a pg?
@@sharbor21ify no it doesn’t
@KelvinMcNeil ok I did something wrong. They are asking for a pg. I will try again. Thx
I just opened the secured card Roth synchrony. I was approved up to $400 but decided to keep it low with $150. I’ve screwed up every single secured and unsecured card I’ve ever had. I’m now 38, and I have a goal to enter my 40’s with a minimum 675 credit score (never been that high), and at least 3 cards that give me some kind of rewards like cash back, miles, Yada Yada. I made a purchase and a payment a week later (not the full amount, but something) and my first payment amount and due date hasn't been assigned yet! You have any hints to ensure I can make it to the 12 months and get it switched to the unsecured card?! Ps. I know about the whole 30% rule, but that is hard af to stick to lol.
Don’t beat yourself up! But the 1st thing I’ll tell you is change the way you look at secured cards. The full limit on Secured cards should never be used. The deposit essentially the lender’s safety net. You should only make a small purchase(s) then pay the full balance a few days before it’s due and avoid using it again until the billing cycles ends (4-5 days after the due date). Rinse & repeat. 🔁
The 30% rule is for unsecured credit cards. You shouldn’t carry a balance on a secured credit card. Always pay the full balance when it’s due. This will ensure your card gets upgraded when it’s up for review.
Hey purchased greenscale academy earlier this year. Now the course is hosted by skool. I don’t have access. I reached out for assistance via email, but still no response. Could you assist me with gaining access?
@@dmgrecordsyoutubechannel512 what’s your email? I’ll send you an invite then delete the comment once you’re in.
@@dmgrecordsyoutubechannel512 just sent you an invite. Check your email inbox.
I have perpay with a 935 balance,made a purchase and currently almost paid off and i will use again in the future if i need to
Good looks
bro this is the most complet video I've ever seen
@@tonydavidborlado8326 thank you!
Just subbed 🏆 let’s build this credit 💳 & blast off 🚀
@@SpontaniuzProductions2 🚀🚀🚀
@@KelvinMcNeil yessir 📈📈📈📈📈‼️
Glad I found this video. I saw their Ad on Craigslist last week, they called me today. Am a bit iffy about the whole thing. I just want to make sure they are legit and not a scam. I don't want to be stuck with a loan am responsible for.
Same here!!! 😩
Thanks For Sharing. This is good news 😊
DPA videos please!
@@hizway4ne here’s one ua-cam.com/video/HhP6xOEmEiY/v-deo.htmlsi=If4Guf2NeIipbuBb
Your knowledge of the business credit game is impressive! 👍
Tips: Remove the chapters. Viewers will skip your video without watching it to the end…
@@timessquarephotography actually, it allows people with short attention spans to skip to the section they want to watch instead of leaving after the first few seconds/mins. It also allows viewers to come back and rewatch specific sections of the video.
Great Video: Thanks 🙏🏻 very much. It was ALL i needed to know.
@@timessquarephotography glad you enjoyed it
This video is right on time!! Love it!!👏🏽👏🏽
Are you licensed in Michigan
@@mariedenard655 yes my team is. Request a quote here and we’ll reach out: applywithkelvin.com/quote/
Apply for the 0% Conventional Loan mentioned in this video below 👇🏾 app.mloflo.com/sl/:nr_FlDLrC
Very nice where do apply for it?
@@everythingbyjohn app.mloflo.com/sl/:nr_FlDLrC
Does this apply to multi dwelling properties?
@@lkmoore4010 yes it does. 1-4 units
@@KelvinMcNeil thank you 🙏🏾
@@lkmoore4010 you’re more than welcome!
Hi, I have a Chase personal account check/savings. I have Southwest CC with them. Private client manager contact me every 3 months to manage my account and today i received an offer for Business checking. I will depositing some $ soon and wanted to open a biz account both with them and Navy Credit Federal Union. However, my utilization relate is high right now and I just got denied again from Amex. I was a previous charge and credit card holder. I’ve had good experiences with Chase thus far but I need a biz cc.
Are you still helping with credit repair?
@@erwinlockridge2912 always. If you need help, you can use this link to book a credit repair consultation to my team. Will take care of you. offer.greenscalecredit.com/freeconsultation
Thank you for all the information and help it has been very informative and useful. However, If I ask if I have a secondary mobile phone I use for business already can I register that phone, or would the line have to be set up in my business name in order to use it?
@@jayseptember4182 it has to be registered to your business
@@KelvinMcNeil Thank you I appreciate it!
@@jayseptember4182 no problem!
You cannot see your Paydex score on Nav.
@@thedispatcher-sb2887 correct. Not anymore. I miss the days when you could.
@@thedispatcher-sb2887 The part where I share the recording from my course was filmed back in 2021-2022.
I love this video
@@happilye.v.e.rafter3534 🙏🏾
@@happilye.v.e.rafter3534 what do you love about it?
So I'll be able to charge the Prime card when I have the funds available in my Nav checking account to cover the transaction. Is that correct?
What if you pay off the loan earlier than the loan period?
@@chrisb3976 that’s not how these are set up. You aren’t borrowing any money. You’re just making payments over a period of time for the purpose of building positive history, which will improve your credit scores.
I’ve been using prepay for awhile. I love it.
@@jeremywood3206 what do you like most about it?
I'm sure it's just a typo, but at the 2:48 time counter, on your logo, the word business is misspelled.
@@RodJohnson-vh1is I didn’t notice until now 😂 I must’ve downloaded the wrong thumbnail when I added the overlay. The real thumbnail has the correct spelling, but good looking out. That’s what I get for rushing when I made the original thumbnail and also rushing while editing this video. 😅
Does the business credit builder plan require you to pay every month or is it okay to cancel at anytime with no backlash like NAV?
@@PhantomFrost-ld6fg are you referring to D&B’s credit builder plan?
@@KelvinMcNeilyes and also ecredible both of those
@@PhantomFrost-ld6fg yes you can cancel at anytime without issues.
Sounds like fair figure, they give you 500 and charge you 750 and take it back quickly in payments. They are terrible. I just got Ava, I'll keep you posted.
Yes, let me know how it goes.
Your info always helpful !! God is good 👍🏻
Always good content bro!!
@@KountryBoiSlimm thank you!
DPA
@@nanapoku5259 Complete this quick survey and I’ll be in touch! applywithkelvin.com/quote/
Hi, i opened the Ava loan and credit builder a year ago. I just completed the Ava loan, should I renew my subscription for the credit builder card? At what point should I close the account? The longer I have it the more it hurts when it’s closed, right?
@@Belizeanbadgyal do you have other open accounts? If so. How many?
@@Belizeanbadgyal is AVA your oldest account?
I opened Ava, Self and StellarFi all at the same time last year. A month later was able to open a cap one qs and I’m an au on an account that over 20yrs old. Recently paid car notes, 1 collection, few c/o, score low 600s.
So the teir 1 items that you mentioned in this video can all be applied for. Is there a best order or pacint?
@@yinkastuckeyscentsationals2582 yes Tia one vendor accounts are good for startup businesses. I would recommend starting with Nav prime.
@@KelvinMcNeil is there a time period between applications that we should follow?
That’s a dope shirt😅
@@virtuous247 thank you! It’s nice to know my old content is still getting views. 😅
Lol, I’m watching all of them- the information is valuable no matter how old.❤
I’ve applied
@@virtuous247 perfect. Watch your emails because I’ll be reaching out to you.
@@KelvinMcNeil I can't wait.
Can we get content on credit karma credit builder?
@@stepnationstepnation5837 yes I may make a video about it since it’s new.
❤❤❤
Uline Is Hard To Get A Net30 Account
@@Fawana-jc1fy it really isn’t. Create your online account and then give them a call. That’s all it takes.
Kovo fuck my credit up
@@daydayd3965 If you missed payments, they’re required to report it.
The utilization percentage was driving me crazy before I watched this video, you just cleared that up and i understand now how they rate it. So in order to manipulate that utilization rate, I could withdraw 100% of the business line and repay 95% of it after it reports and then maintain it under 30% going forward.
@@kingalainc1 unfortunately, that’s the way it is but I’m glad I was able to shed some light 💡
Awesome information!!!! How do I sign up for your credit program?
@@trayaiken4565 schedule a credit consultation at www.greenscalecredit.com/credit-repair
I just started my business and don't have any revenue to report yet. Will i still be able to apply?
@@MsBre0424 you will still be able to take advantage of Nav Prime which allows you to monitor & build business credit.
❤❤❤
@@sableone8462 🫶🏾🫶🏾🫶🏾
Thanks you truly appreciate the information. 🙌🏽🫡
Can I use my storage unit as a business address? What if I’m an independent contractor at someone else’s salon?
@@PiggieBonita not recommended. It won’t fool any creditors.
If i have only a 15 dollars bill from Netflix that's all they going to take from my bank account or have to be 25 on subscriptions
They’ll never take more than the price of the subscription.
Lots has changed Kelvin, including reporting to FairFigure, reduced membership to $39 and more - Would love to see a new video
I only have ITIN number, my Llc have EIN and also DUNS number , could I expect approval for any gas credit card or another card ? Only in business credit no personal credit at all